Payment Plans

Fertility treatment should never be out of reach because of cost. With our payment options, you can begin your journey now and spread the cost over time, making treatment more accessible, manageable and less stressful.

5.0
5 stars
Rating on Google Reviews
450+
Locations in the UK
1,000+
Happy patients
Payment plan benefits

Start Your Fertility Journey Now and Split the Cost

One of the most stressful parts of a fertility journey is managing the financial side of treatment. For many patients, the cost can delay or prevent access to care, even when time is of the essence.

At Plan Your Baby, we partner with trusted finance providers so you can spread the cost of treatment with manageable monthly payments and greater peace of mind.
Begin treatment sooner instead of waiting to save for the full cost
Spread payments into manageable monthly instalments
Reduce financial worries so you can focus on your fertility journey
Payment Options

Choose How You’d Like to Pay for Treatment

Financing Options
Flexible loans up to 5 years. Choose a repayment plan tailored to your budget.
Best for patients who need longer-term flexibility.
1–5 year repayment options
Multiple lenders matched to you
Manage repayments your way
Check loan options
Financing Options
Pay monthly. Start treatment now. Spread the cost over 12 months at 0% interest.
Best for patients who want predictable monthly payments.
12 fixed payments at 0% interest
Fast online approval
No upfront payment
Apply to Humm
Most popular
Fertility Insurance & Benefits
Use your employee fertility coverage. We work with leading fertility benefit providers.
Best for employees covered by Carrot, Progyny and Ben.
Check your employer benefit program
Treatment cost reimbursement
Our team helps maximize coverage
Contact us to verify 

Have a question? WhatsApp Us for quick, clear guidance from our team

process

How Our Payment Plans Work

01

Select a payment option

02

Request a quote

03

Eligibility assessment

04

Complete Your Checks

Book Your Free Consultation

Take the first step towards parenthood today. Our expert team is ready to guide you through your fertility journey with personalized care and support.

Available 24/7

No waiting list

Fast response guaranteed

5.0 rating on Google Reviews

Patients Happy Stories

5 stars

Lauren Coleshill

Baby Cora Rose

The biggest thank you to Plan Your Baby for completing our family. They made us feel safe, supported & confident when our trust in the process had been completely destroyed. They also made us feel extremely well cared for & humanised in an industry that can make you feel like a number. I needed a lot of personal support & Marija was always there to give it to me. Dr Sami threw everything at this attempt, knowing it was our last & I am just so grateful that he took no chances with our care. I really felt his human investment in our family, it wasn’t that he wanted the numbers for his clinic, he wanted this baby for us. Thank you again to the PYB team. We are beyond grateful.

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5 stars

Lindsay Grey

Baby Katie

Plan your baby provided us with support and reassurance at a very tricky time. Their early pregnancy monitoring was thorough and Marija was always quick to respond to any questions, worries or concerns. I had been looking for exactly what plan your baby offers, someone to guide you through the unknown of a new pregnancy after recurrent loss from the ease of your local area.

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5 stars

Victoria Christie

Baby Innis

Since the first interaction with Dr Sami and Marija trying to conceive through to their early pregnancy support we wouldn't be staring at our beautiful 8 day old. Having previous miscarriage and struggles, when I finally saw those double lines I was left feeling anxious and terrified . Immediately, I got support throughout my first trimester and I truly do believe the plan in place meant she is here today. Couldn't be more grateful. Thank you Plan my Baby.

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5 stars

Abigail Moorcock

Baby Rowan

I came to Plan Your Baby after a missed miscarriage, knowing I wanted to do everything I could to support my next pregnancy. I initially had advice on fertility testing, which was thankfully not needed as we conceived quickly the second time round.

I had support from PYB in the first 3 months of my pregnancy — regular blood tests and scans and medication to help the pregnancy. Marija and Dr Sami were supportive, knowledgeable and kind throughout the whole period, providing me with much needed emotional support, especially with some early bleeding in the first few weeks.

I wouldn't hesitate to recommend PYB, especially for the flexible, remote support aspect.

My little boy is here now, so thank you from the two of us.

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5 stars

Veronica Einloft

Baby Celine

I’m incredibly grateful for the support I received from Plan Your Baby during the early stages of my pregnancy. Their team was always available—no matter the time—to guide me, recommend trusted labs and professionals, and help me navigate this delicate and uncertain period with peace of mind.

One of the things that made a huge difference for me was the convenience of their at-home services, including blood collection and progesterone injections. It took a great weight off my shoulders during a time when rest and reassurance were so important.

I wholeheartedly recommend their services to anyone going through the early phases of pregnancy, especially after an embryo transfer. Their care and responsiveness made me feel calmer, more secure, and truly supported.

A very special thank you to Dr. Sami and Marija—without your dedication and kindness, my journey would have been much more difficult.

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5 stars

Aisling O’Keeffe

Baby Teddy

We came to Plan Your Baby following a number of years of failed fertility treatments. From the start Marija and Dr Sami made us feel supported, heard and reassured. We felt immediately that PYB could be the people to help us have a baby. Throughout the IVF process they were always available to support us and we felt confident in their care.

Their unique approach to fertility treatment made IVF more accessible, less stressful and less of a burden when also trying to juggle work. Our son was born in May and we simply couldn’t be more grateful to them for getting us here.

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5 stars

Jade German

Baby Vienna

Plan your baby have been amazing with me throughout my time with them and if it wasn’t for them I wouldn’t be 20 weeks in with my rainbow baby. There very attentive and fast with there replies and quick on helping with all your needs.

Deffo recommend plan your baby if you are struggling with getting pregnant and keeping babies there truly amazing and the support is unreal.

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5 stars

Jonny Campbell

Baby Molly

Dr. Sami and his team were nothing short of incredible. They gave us clarity, care and hope when we were afraid to believe this pregnancy could work out. They are the reason we have our gorgeous girl, Molly.

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Information

Frequently Asked Questions

Are there any eligibility requirements for the payment plans?

Can I switch between payment plans once I’ve chosen one?

Who provides the finance – Plan Your Baby or the partners?

What treatments can I use a payment plan for?

How can I get personalised advice on payment options?

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