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Interest Free Monthly Payment Plan with Humm

Spread the cost of your treatment over 12 months with 0% interest.

With Humm cost of fertility treatment treatment is less of a barrier. Start your fertility journey now.

advantages

Why Choose Humm?

Humm offers interest‑free and flexible payment plans that help you split the cost of your fertility treatment into smaller instalments. You can take a loan for a maximum of 13 months, depending on your agreement with Humm.

0 % interest over 12 months

Spread the cost of your treatment over 12 months without paying any interest.

Quick Application

Complete a straightforward digital application in just a few steps.

FCA Regulated

Humm is regulated by the Financial Conduct Authority, giving you added peace of mind.

Easy to Manage

Keep track of simple monthly repayments that fit around your budget.

Digital Process

Apply and manage your plan entirely online, without paperwork.

Seamless Journey

Fit your Humm plan smoothly alongside your treatment plan with Plan Your Baby.

Is a Humm payment plan right for you?

Check if you meet the basic criteria below, then choose what feels right for you.

Eligibility criteria

Am I Eligible for Humm?

To be eligible for humm, you must meet the following criteria:
You must be at least 18 years old
You must have a regular income of at least £1,000 per month
You must live permanently in the UK and have been a resident for at least 6 months
You must have a UK debit or credit card in your own name
You must have a valid UK ID document, such as a driving licence or passport
Have a good credit history*

*All applicants will be subject to a credit check

process

How Our Humm Payment Plans Work

01

Initial consultation

02

Finalising the treatment plan

03

Application review and approval

04

Finalising the purchase

Book Your Free Consultation

Take the first step towards parenthood today. Our expert team is ready to guide you through your fertility journey with personalized care and support.

Available 24/7

No waiting list

Fast response guaranteed

Payment Options

Choose How You’d Like to Pay for Treatment

Financing Options
Flexible loans up to 5 years. Choose a repayment plan tailored to your budget.
Best for patients who need longer-term flexibility.
1–5 year repayment options
Multiple lenders matched to you
Manage repayments your way
Check loan options
Fertility Insurance & Benefits
Use your employee fertility coverage. We work with leading fertility benefit providers.
Best for employees covered by Carrot, Progyny and Ben.
Check your employer benefit program
Treatment cost reimbursement
Our team helps maximize coverage
Contact us to verify 

Have a question? WhatsApp Us for quick, clear guidance from our team

Information

Frequently Asked Questions

How do I apply for Humm?

How do I pay for my treatment using Humm?

What is a credit check and how does it impact me?

Can I buy more than one thing with Humm?

Can I pay off my Humm plan early?

What happens if I need to return the goods I have purchased using Humm?

What happens if I miss a payment?

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